October 22 2018
A scam alert
Hi there! It’s Donna and thank you for allowing me to come into your inbox.
Today, I’d like to introduce you to my scam alert.
A scam alert
A phone call asking you to verify your credit card details.
This is probably one of the most common types of phone scams and no one can never be reminded too many times as it is so very easy to believe these types of requests.
The one thing to remember is that these types of phone calls usually come in the form of voice recordings. You will probably never receive this type of call with a live person at the other end.
Here are some facts for you to keep in mind.
You are told that your credit rating needs to be updated.
You are presented with a list of options to choose from.
You are asked to verify the type of credit card that you presently own.
You are asked to give your credit card number either by entering it using your phone’s keypad or by speaking it.
You are asked to give the 3 digit security code at the back of the card either by entering it on your phone’s keypad or by speaking it.
You are asked for your date of birth and given the choice of either entering it on your phone’s keypad or by speaking it.
Do not respond to this!
Hang up immediately.
What happens if you fall into this trap and provide information that is being requested?
Well! Much sooner than later your credit card will be hijacked and before you know it someone will be using it to make unauthorized purchases.
That’s it from me for this week.
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Have yourselves a great day and see you next week.